Mobile Money in Emerging Markets: 2026-2030
| 出版 | Juniper Research |
| 出版年月 | 2026年02月 |
| ベーシックライセンス | GBP 4,250 |
| 種別 | 英文調査報告書 |
| ※ | ※部分購入も可能です。価格表をご参照ください。 |
| 商品番号 | SMR-14029 |
新興市場におけるモバイルマネーに関する調査レポートは、モバイル金融サービス分野の進化と発展の状況を詳細に評価・分析しています。また、高度なサービスへの移行や加盟店決済の拡大など、モバイルマネー市場における将来のトレンドと課題についても考察しています。
さらに、本レポートにはジュニパーリサーチによる2つの競合リーダーボードが掲載されており、読者はこの分野における競争動向を包括的に理解することができます。この競合リーダーボードでは、20のモバイルマネーサービスと16のモバイルマネー技術プラットフォームプロバイダーがランク付けされており、消費者向けとB2Bの両方の視点からモバイルマネー市場の競争環境を理解したいと考えている関係者にとって貴重なリソースとなります。
この調査レポートには詳細なデータセットが含まれており、様々な指標に基づいたモバイル金融サービスの利用予測を提供しています。これには、モバイルマネーサービス利用者数と取引件数、マイクロクレジット利用者への貸出額、モバイルマネーにおけるモバイルマネーサービスへの総支出額と預金額などが含まれます。
主な特徴
- 市場ダイナミクス：モバイルマネー業界の普及と発展を形作る主要な推進要因、課題、イノベーションに関する戦略的分析。これには、基本サービスの提供からより高度なサービスやデジタル決済への移行、スーパーアプリ型ビジネスモデルの台頭、モバイルウォレットの新機能を実現するためのAIの活用などが含まれます。
- 主なポイントと戦略的提言：モバイルマネー市場における主要な発展機会と知見の詳細な分析に加え、モバイルマネーサービスプロバイダーやプラットフォームプロバイダーなどの関係者への戦略的提言も含まれています。
- ベンチマーク業界予測：モバイルマネープラットフォームの総ユーザー数と支出額の予測を、セグメントと取引タイプ別にまとめています。このデータは、4つの主要な予測地域と15カ国に分類されています。
- Juniper Research競合リーダーボード：Juniper Researchが2つの競合リーダーボードを通じて提供する、20のモバイルマネーサービスと16のモバイルマネー技術プラットフォームプロバイダーの主要プレーヤーの能力とキャパシティ評価。
Overview
Our Mobile Money in Emerging Markets research report provides detailed evaluation and analysis of the ways in which the mobile financial services space is evolving and developing. The research also considers future trends and challenges within the mobile money market, such as the shift to advanced services and the expansion of merchant payments.
In addition, the report contains two Juniper Research Competitor Leaderboards; giving readers a comprehensive understanding of the competitive dynamics in this space. The Competitor Leaderboards position 20 mobile money services and 16 mobile money technology platform providers; delivering an invaluable resource for stakeholders seeking to understand the competitive landscape in the mobile money market on both a consumer-facing and B2B basis.
The research suite contains a detailed dataset; providing forecasts for mobile financial services use across a wide range of different metrics. This includes the total users and transactions made via mobile money services, the amount lent to users of microcredit, and the total monetary spend and deposits for mobile money services in mobile money.
All report content is delivered in the English language.
Key Features
- Market Dynamics: strategic analysis of the major drivers, challenges, and innovations shaping the adoption and development of the mobile money industry. This includes the shift from offering basic services to more advanced services and digital payments, the rise of the super app business model, and the use of AI to enable new capabilities within mobile wallets.
- Key Takeaways & Strategic Recommendations: in-depth analysis of key development opportunities and findings within the mobile money market, accompanied by strategic recommendations for stakeholders, such as mobile money service providers and platform providers.
- Benchmark Industry Forecasts: includes forecasts for the total users of, and spend via, mobile money platforms, split by different segments and transaction types. This data is split by 4 key forecast regions and 15 countries.
- Juniper Research Competitor Leaderboards: key player capability and capacity assessment for 20 mobile money services and 16 mobile money technology platform providers, via two Juniper Research Competitor Leaderboards.
Research Deliverables
Market Data & Forecasts
The market-leading research suite for Mobile Money in Emerging Markets includes access to the full set of forecast data of 76 tables and over 10,000 datapoints. Metrics in the research suite include:
- Total Number of Users of Mobile Financial Services
- Total Monetary Spend and Deposits Made by Consumers on Mobile Financial Services
The data is split by the following segments and transaction types:
- 4 Key Sectors (Microinsurance, Microloans, Microsavings, Mobile Money Transfer)
- 8 Transaction Types (Airtime Top-up, Bill Payment, Cash In, Cash Out, Domestic P2P, G2P, Remittances, Merchant Payment)
Juniper Research Interactive Forecast Excel contains the following functionality:
- Statistics Analysis: users benefit from the ability to search for specific metrics; displayed for all regions and countries across the data period. Graphs are easily modified and can be exported to the clipboard.
- Country Data Tool: this tool lets users look at metrics for all regions and countries in the forecast period. Users can refine the metrics displayed via a search bar.
- Country Comparison Tool: users can select and compare specific countries. The ability to export graphs is included in this tool.
- What-if Analysis: here, users can compare forecast metrics against their own assumptions, via five interactive scenarios.
Market Trends & Strategies Report
Juniper Research’s new report examines the Mobile Money in Emerging Markets landscape in detail; assessing current trends and factors shaping the market, such as smartphone penetration rising across emerging markets, how interoperability can unlock new opportunities, the shift towards open platforms, and how mobile money services should work closely with regulators to improve financial inclusion. The report delivers comprehensive analysis of the strategic opportunities for mobile money services and platform providers; addressing key verticals, developing challenges, and how stakeholders should navigate these.
Competitor Leaderboard Report
Juniper Research’s Competitor Leaderboard provides detailed evaluation and market positioning for 20 leading mobile money services and 16 mobile money technology platforms. The vendors in each Competitor Leaderboard are positioned either as established leaders, leading challengers or disruptors and challengers, based on capacity and capability assessments. The vendors in the mobile money services Competitor Leaderboard include:
- Airtel Money
- bKash
- easypaisa
- EcoCash
- eZ Cash
- GCash
- Grameenphone
- LinkAja
- MonCash
- Moov Money
- M-PESA
- MTN Mobile Money
- Ooredoo Money
- Orange Money
- Roshan M-Paisa
- Tigo
- Transfer (Telcel)
- TrueMoney
- UPaisa
- Wave Money
The vendors in the mobile money platform provider Competitor Leaderboard include:
- Amdocs
- Comviva
- Guru
- Ericsson
- Estel Technologies
- Huawei
- Inswitch
- Obopay
- Omobio
- OpenWay Group
- MobiFin
- Seamless Distribution Systems
- Telepin Software
- Tmob – Thinks Mobility
- Veengu
- Youtap
Backed by a robust and comprehensive scoring methodology, Juniper Research’s Competitor Leaderboard allows readers to gain greater insight into leading market players; enabling them to view which companies have the highest market prospects and the strategies being implemented.
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プレスリリース
Mobile Money Users in Emerging Markets to Reach 2.2 Billion by 2030, as Interoperability and Integration Drive Growth
Hampshire, UK – 2nd February 2026: A new study by global tech strategists Juniper Research has revealed that over 53% of the adult population in emerging markets will use mobile money services by 2030; expected to gain over 370 million additional users from 2026.
The research identified the rising adoption of open platforms and APIs as being key to enabling interoperability. These changes allow providers to integrate seamlessly with key partners such as banks, financial institutions and fintechs; unlocking new use cases such as mobile microloans, microinsurance, savings, and Buy Now, Pay Later schemes.
Jawad Jahan, Research Analyst at Juniper Research, noted “The industry-wide push towards expanding interoperability between mobile money platforms is enabling growth and improving financial inclusion for low-and-middle income population groups. Advancements in the technology layer are allowing vendors to expand beyond siloed systems, and integrate into the wider financial ecosystem; driving mobile money from basic services to more advanced banking-like capabilities.”
Open Platforms and APIs Enable Interoperability
The research recommends mobile money providers prioritise building out open API ecosystems and developing relationships with key partners such as banks, agent networks, retailers and other technology providers. This enables platforms to position their capabilities to best match changing market trends.
“As smartphone penetration rises, mobile money is evolving from simple USSD-based P2P transfers into fully-fledged financial super apps. Open APIs will be critical in connecting these services; enabling seamless embedded finance, and unlocking the next wave of digital financial inclusion. Platforms failing to enable this transition will be rapidly left behind”, Jahan explained.
The new market research suite offers the most comprehensive assessment of mobile money in emerging markets to date; providing analysis and forecasts of over 10,000 datapoints across 15 countries over five years. It includes a ‘Competitor Leaderboard’ and examination of current and future market opportunities.