利用ベース保険（UBI）市場 – 2030年の世界予測

出版社	MarketsandMarkets
出版年月	2025年2月

Usage-based Insurance Market Strategic Trends and Opportunities – Global Forecast To 2030

利用ベース保険（UBI）市場 – タイプ別（従量制運転、従量制運転、運転方法管理）、ハードウェア（スマートフォンおよびテレマティクス）、地域（北米、欧州、アジア太平洋）の戦略的傾向と機会 – 2030年の世界予測

Usage-Based Insurance Market Strategic Trends and Opportunities, by Type (Pay-As-You-Drive, Pay-How-You-Drive, and Manage-How-You-Drive), Hardware (smartphones and Telematics), and Region (North America, Europe and Asia Pacific) – Global Forecast 2030

The usage-based insurance market is projected to reach USD 70.46 billion by 2030 from USD 43.38 billion in 2024, at a CAGR of 7.2% during the forecasted period.

利用ベース保険（UBI）市場は、2024年の433億8,000万米ドルから2030年までに704億6,000万米ドルに達すると予測されており、予測期間中のCAGRは7.2%です。

The affordability and low premium compared to traditional insurance is driving the UBI market. In regional trend, the UBI adoption is high in North America and Europe, whereas it is rising slowly in Aisa Pacific region due to growing awareness for road safety. Also, the automakers are restricted to Europe and US are entering into UBI business to develop a new revenue stream by calculating UBI premiums in-house.

従来の保険と比較して手頃な価格と低保険料がUBI市場を牽引しています。地域的な傾向としては、北米とヨーロッパで UBI の導入が進んでいますが、アイサ太平洋地域では交通安全への意識の高まりによりゆっくりと増加しています。また、自動車メーカーは欧州や米国に限定されており、自社でUBI保険料を算出することで新たな収益源を開拓しようとUBI事業に参入している。

利用ベース保険（UBI）市場 – 2030年の世界予測 — usage-based-insurance-market

The usage-based insurance is dominated by global players such as Octo Group S.p.A (Italy), Cambridge Telematics (US), Lexis Nexis (US), The Floow (UK), Allianz (Germany), AXA (France), Zurich (Switzerland), Libert Mutual Insurance (US), Allstate Insurance Company (US), and Farmers Insurance (US). These companies adopted strategies such as product developments, deals, and others to gain traction in the market.

The report provides insights on the following pointers:

Analysis of drivers (Increase in demand for connected car, increase in safety features, High premium rates for electric vehicles, OEMs expansion into UBI business, Need for Data Aggregator players, and Consumer Convenience), restraints (regulatory challenges, increase in usership, and Low Consumer Awareness in Developing Countries for UBI) with impact in short, medium and long term.

Product Development/Innovation: Detailed insights on upcoming technologies in the Usage-based insurance market
Market Development: Comprehensive information about the markets – the report analyses of regulation and laws related to Usage-based insurance across varied regions.
Market Diversification: Exhaustive information services, hardware offering, service offered, and any recent investments in usage-based insurance market.
Competitive Assessment: In-depth assessment of market shares, penetration rate, growth strategies and service offerings of leading players like Octo Group S.p.A (Italy), Cambridge Telematics (US), Lexis Nexis (US), The Floow (UK), Allianz (Germany), AXA (France), Zurich (Switzerland), Libert Mutual Insurance (US), Allstate Insurance Company (US), and Farmers Insurance (US) among others in usage based insurance market.